Published: 2019-03-06   Views: 63
Author: paul1223
Published in: Loans
The Best Hard Money Lenders In Los Angeles

Are you facing a short sale, credit issue or foreclosure and you don’t know which step to take? Is your credit history bad and getting a loan from a bank looks like such a long shot? Well relax, there is still a way. You can get a hard money loan instead. Long gone are the days when hard money lenders where usually illegal and found in dark alleys in wee hours of the night. Now, there are legitimate, credible hard money lenders like LBC Capital.

 

Hard money loans are loans given to a borrower with real estate as collateral. It can be land, commercial, industrial, a family residential or a multifamily residential. Such loans are best acquired for construction, fix and flips, buying land, settling credit issues and when fast action is needed by an investor.

 

The best part about hard money loans is that they are easily accessible without much paperwork. You just walk into your local hard money lenders office and begin the process. Your loan application takes a maximum of 2 days for completion and the loan itself is funded within a week or two. You don’t need to have a high credit score or income history. Your real estate just needs to be equivalent to the loan needed. In some cases, this worth is determined using the After Repair Value (ARV).

 

Among these merits, hard money lenders still have a demerit. They have higher interest rates compared to conventional bank loans. This is however understandable since the risk involved is also high. Hard money loans are usually paid in terms of interest alone in installments then one huge amount at the end of the period.

 

Here in Los Angeles, there are numerous hard money lenders but LBC Capital LLC is the Holy Grail. We are highly credible and direct lenders offering loans of up to $15,000,000. Your loan is approved within 24 hours and closed in a week. We have Loan-to-Values of up to 85% of purchase. You only need a credit score of 450 and above.

 

So, what are you waiting for? Call us or visit our Los Angeles hard money loan office today and let us help you achieve all your real estate goals.

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