Unlock U.S. Commercial Real Estate Opportunities With Tailored Financing For Non-U.S. Residents

Published: 2025-05-16
Views: 13
Author: Americamort
Published in: Mortgages

The U.S. commercial real estate (CRE) market remains a top destination for global investors, offering stability, diversification, and attractive returns. From multifamily housing and retail centers to self-storage facilities and office buildings, the U.S. CRE market provides a wide range of asset classes to suit diverse investment goals.

At America Mortgages, we are excited to introduce our AM Commercial Real Estate Loan Program, a specialized financing solution designed for foreign nationals and U.S. expats looking to invest in U.S. commercial real estate using smart leverage. With our expertise in residential mortgages for non-U.S. residents, we now extend our services to the commercial sector, providing flexible and comprehensive lending options to help you build and expand your U.S. CRE portfolio.

Why Invest in U.S. Commercial Real Estate?

The U.S. CRE market is one of the most transparent and liquid in the world, making it an ideal choice for global investors seeking portfolio diversification. Key benefits include:  

• Stable Income: Long-term leases and high occupancy rates ensure consistent cash flow.  
• Diverse Asset Classes: From self-storage units to assisted living facilities, the market offers a variety of investment opportunities.  
• Attractive Returns:  Commercial properties often outperform residential real estate, delivering higher yields.  

Financing Solutions Tailored for Global Investors

At America Mortgages, we simplify the financing process for foreign nationals and U.S. expats. Whether you are acquiring your first commercial property or expanding an existing portfolio, our team provides seamless and efficient financing solutions.  

1. Bridge Loans: Speed and Flexibility  

Bridge loans are ideal for short-term financing needs, offering quick closings and interest-only payments. These loans are perfect for:  

• Purchasing or upgrading properties before securing long-term financing.  
• Renovating assets, increasing rents, or stabilizing occupancy.  
• Securing time-sensitive investment opportunities.  

Key Features: 

• Loan terms: 12 to 24 months.  
• Fast approval and closing.  
• Ideal for transitional or value-added properties.  

2. Term Loans: Long-Term Stability

For stabilized, income-generating properties, term loans provide cost-effective, long-term financing with predictable terms.  

Key Features:

• Fixed interest rates for up to 5 years.  
• Amortization periods of up to 20 years.  
• Higher loan-to-value (LTV) ratios for qualified properties.  

Key Commercial Loan Highlights

• Loan Amounts: $1,000,000 to $250,000,000.  
• No U.S. Credit Score Required:  Financing is accessible without a U.S. credit history.  
• Nationwide Availability: Loans available in all 50 states.  
• Flexible Options: Bridge, mezzanine, and conventional financing tailored to your needs.  
• Interest-Only Payments: Available for qualifying loans.

Real-World Investment Scenarios

Here are examples of deals we’ve financed for our clients:  

1. Extended Stay Motel: Purchased for $3.5 million with a 12.5% cap rate and 90% occupancy, delivering stable cash flow.  
2. Greyhound Bus Terminal (NNN Lease): Acquired for $7.4 million with 3.5% annual rent increases and a 4.6-year lease term, offering predictable returns.  
3. Self-Storage Facility in Florida: Bought for $2.6 million with 461 units and an 8% cap rate, showcasing the resilience of this asset class.  

Tips for a Smooth Transaction

Our team ensures a seamless experience from offer to closing. Here’s how we help:  

• Due Diligence: Include a feasibility period in your purchase contract to assess the property.  
• Closing Timeline: Understand the timeline and required documentation to avoid delays.  
• Special Conditions: Review any conditions that may impact financing or ownership.  
• LLC Formation: Consider forming an LLC to manage the property efficiently and protect your assets.  

Simplify Your CRE Investment with America Mortgages

At America Mortgages, we specialize in helping foreign nationals and U.S. expats navigate the U.S. commercial real estate market with confidence. Whether you’re seeking short-term financing for a value-added project or long-term funding for a stabilized asset, our tailored solutions are designed to meet your unique needs.  

Ready to Finance Your U.S. Commercial Property?

Our team is here to help you secure competitive financing without the hassle.

Schedule a Call: Speak with one of our loan specialists to explore your options.  

Call Us: Reach us 24/7 at +1 (845) 583-0830 for immediate assistance.  

Email Us: Contact us at: hello@americamortgages.com

Visit Our Website: Learn more at https://www.americamortgages.com/

Invest in U.S. commercial real estate with confidence—let America Mortgages be your trusted financing partner.

Reference: https://www.americamortgages.com/unlock-u-s-commercial-real-estate-opportunities-with-tailored-financing-for-non-u-s-residents/

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